Should I Use Travel Insurance?
Just in Case
There are few things as unsettling and nerve racking as hiccups in travel plans, cancellations, delays, and health issues in foreign countries. Forget about the initial inconvenience of these situations. Consider the full and total impact that they can have on your vacation. It’s one of those things that you hope you never have to have come in handy. However, you will thank your lucky stars if you end up need to use it.
A prime example of one of these situations happened to a young man I met while traveling to Slovenia. He told me of his nightmare experience — having one of his arms swell up to two to three times it’s normal size while in Croatia — without knowing what had caused this. He was taken to a hospital in Croatia and treated by a doctor and staff that spoke no English, but knew exactly what had caused the massive swelling — a small bug bite. Thankfully, his travel insurance had him covered. Had he not been covered, perhaps he would have been hesitant to seek medical attention because of the cost or he would have had to pay those medical expenses out of his own pocket. Fortunately, he was able to be treated and even continue on his planned travels.
What Does Travel Insurance Cover?
Travel insurance can cover a plethora of events including but not limited to; lost luggage, cancelled flights, reimbursed flights in the event that you need to fly home unexpectedly, health concerns abroad, hospitalization and a range of other unexpected circumstances. Like any insurance policy, different companies offer different coverage — luckily, this is where a travel agent comes in handy. Agents have the experience of working with many companies and policies. They know what will be a good fit for the type of trip you are taking.
Other Insurance at home
Yes, you may have full coverage for nearly everything in your home country. This does not cover you abroad. This does not cover you abroad. Some credit card companies offer some sort of travel insurance, however it is most likely very limited. The only way to ensure that you will have the coverage that you need while traveling is to get travel insurance.
Again, this is something that you hope you will never have to use
Even the healthiest, seasoned, most able-bodied travelers have fallen victim to foreign parasites, stolen luggage, unexpected partial trip cancellations and other unfortunate circumstances. Being prepared for the unexpected can help keep your vacation worry free and be a lot less stressful should something arise.
Not only can we help you with travel insurance, our travel agents are here to be on your side should something occur. We’re here to keep you on the move!
Check out our other travel tips!